Current Rates

Effective Jan. 1, 2025 through Dec. 31, 2025

2025 PPO Medical Rates

Medical plan is administered by BlueCross BlueShield of Alabama.

	Employee Pays	UA Pays
Employee Only Coverage:
Biweekly Deduction:	$60.50 semi-monthly	$283.83 semi-monthly
12-Month Deduction:	$121.00 per month	$567.66 per month
9-Month Deduction:*	$161.33 per month	$756.88 per month
Family without a Spouse
Biweekly Deduction:	$211.00 semi-monthly	$507.09 semi-monthly
12-Month Deduction:	$422.00 per month	$1,014.18 per month
9-Month Deduction:*	$562.67 per month	$1,352.24 per month
Family with a Spouse:
Biweekly Deduction:	$248.50 semi-monthly	$520.34 semi-monthly
12-Month Deduction:	$497.00 per month	$1,040.68 per month
9-Month Deduction:*	$662.67 per month	$1,387.57 per month

2025 HDHP Medical Rates

Medical plan is administered by BlueCross BlueShield of Alabama.

	Employee Pays	UA Pays
Employee Only Coverage:
Biweekly Deduction:	$31.00 semi-monthly	$246.33 semi-monthly
12-Month Deduction:	$62.00 per month	$492.66 per month
9-Month Deduction:*	$82.67 per month	$656.88 per month
Family without a Spouse:
Biweekly Deduction:	$107.00 semi-monthly	$468.09 semi-monthly
12-Month Deduction:	$214.00 per month	$936.18 per month
9-Month Deduction:*	$285.33 per month	$1,248.24 per month
Family with a Spouse:
Biweekly Deduction:	$126.50 semi-monthly	$486.34 semi-monthly
12-Month Deduction:	$253.00 per month	$927.68 per month
9-Month Deduction:*	$337.33 per month	$1,296.91 per month

2025 Dental Plan Rates

Dental plan is administered by BlueCross BlueShield of Alabama.

Plan Tiers	Biweekly Rate	12-Month Rate	9-Month Rate*
Employee:	$14.19 semi-monthly	$28.38 per month	$37.84 per month
Employee + 1:	$27.80 semi-monthly	$55.60 per month	$74.13 per month
Family:	$40.29 semi-monthly	$80.58 per month	$107.44 per month

2025 Vision Plan Rates

Vision plan is administered by VSP Vision Care.

Plan Tiers	Biweekly Rate	12-Month Rate	9-Month Rate*
Employee:	$2.93 semi-monthly	$5.86 per month	$7.81 per month
Employee + 1:	$5.38 semi-monthly	$10.76 per month	$14.35 per month
Family:	$9.43 semi-monthly	$18.86 per month	$25.15 per month

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*All insurance premiums are deducted in the current month.

• Premiums for bi-weekly, hourly-paid employees are deducted on the 1st and 2nd biweekly paycheck each month. 3rd biweekly paychecks will have no benefit deductions.
• Premiums for exempt, salaried employees are deducted on a monthly basis either 12 paychecks per year, or 9 paychecks per year depending on employee classification and regular work schedule. Nine-month faculty provide services during the academic year, August 16 – May 15, and may elect to be paid on a non-deferred pay distribution cycle (9-over-9). The annual election process for nine-month faculty is administered by Payroll.