The following rates are applied on a calendar year basis for medical, dental and vision plans.
2025 PPO Medical Rates
Medical plan is administered by BlueCross BlueShield of Alabama.Employee Pays UA Pays Employee Only Coverage: Biweekly Deduction: $60.50 semi-monthly $283.83 semi-monthly 12-Month Deduction: $121.00 per month $567.66 per month 9-Month Deduction:* $161.33 per month $756.88 per month Family without a Spouse Biweekly Deduction: $211.00 semi-monthly $507.09 semi-monthly 12-Month Deduction: $422.00 per month $1,014.18 per month 9-Month Deduction:* $562.67 per month $1,352.24 per month Family with a Spouse: Biweekly Deduction: $248.50 semi-monthly $520.34 semi-monthly 12-Month Deduction: $497.00 per month $1,040.68 per month 9-Month Deduction:* $662.67 per month $1,387.57 per month
2026 PPO Medical Rates
Employee Pays UA Pays Employee Only Coverage: Biweekly Deduction: $66.50 semi-monthly $313.00 semi-monthly 12-Month Deduction: $133.00 per month $626.00 per month 9-Month Deduction:* $177.33 per month $834.67 per month Family without a Spouse Biweekly Deduction: $232.00 semi-monthly $559.50 semi-monthly 12-Month Deduction: $464.00 per month $1,119.00 per month 9-Month Deduction:* $618.67 per month $1,492.00 per month Family with a Spouse: Biweekly Deduction: $273.50 semi-monthly $573.50 semi-monthly 12-Month Deduction: $547.00 per month $1,147.00 per month 9-Month Deduction:* $729.33 per month $1,529.33 per month
2025 HDHP Medical Rates
Medical plan is administered by BlueCross BlueShield of Alabama.Employee Pays UA Pays Employee Only Coverage: Biweekly Deduction: $31.00 semi-monthly $246.33 semi-monthly 12-Month Deduction: $62.00 per month $492.66 per month 9-Month Deduction:* $82.67 per month $656.88 per month Family without a Spouse: Biweekly Deduction: $107.00 semi-monthly $468.09 semi-monthly 12-Month Deduction: $214.00 per month $936.18 per month 9-Month Deduction:* $285.33 per month $1,248.24 per month Family with a Spouse: Biweekly Deduction: $126.50 semi-monthly $486.34 semi-monthly 12-Month Deduction: $253.00 per month $927.68 per month 9-Month Deduction:* $337.33 per month $1,296.91 per month
2026 HDHP Medical Rates
Employee Pays UA Pays Employee Only Coverage: Biweekly Deduction: $37.00 semi-monthly $306.50 semi-monthly 12-Month Deduction: $74.00 per month $613.00 per month 9-Month Deduction:* $98.67 per month $817.33 per month Family without a Spouse: Biweekly Deduction: $128.00 semi-monthly $627.50 semi-monthly 12-Month Deduction: $256.00 per month $1,255.00 per month 9-Month Deduction:* $341.33 per month $1,673.33 per month Family with a Spouse: Biweekly Deduction: $151.50 semi-monthly $643.50 semi-monthly 12-Month Deduction: $303.00 per month $1,287.00 per month 9-Month Deduction:* $404.00 per month $1,716.00 per month
2025 Dental Plan Rates
Dental plan is administered by BlueCross BlueShield of Alabama.Plan Tiers Biweekly Rate 12-Month Rate 9-Month Rate* Employee: $14.19 semi-monthly $28.38 per month $37.84 per month Employee + 1: $27.80 semi-monthly $55.60 per month $74.13 per month Family: $40.29 semi-monthly $80.58 per month $107.44 per month
2026 Dental Plan Rates
Plan Tiers Biweekly Rate 12-Month Rate 9-Month Rate* Employee: $14.90 semi-monthly $29.80 per month $39.73 per month Employee + 1: $29.19 semi-monthly $58.38 per month $77.84 per month Family: $42.30 semi-monthly $84.60 per month $112.80 per month
2025 & 2026 Vision Plan Rates
Vision plan is administered by VSP Vision Care.Plan Tiers Biweekly Rate 12-Month Rate 9-Month Rate* Employee: $2.93 semi-monthly $5.86 per month $7.81 per month Employee + 1: $5.38 semi-monthly $10.76 per month $14.35 per month Family: $9.43 semi-monthly $18.86 per month $25.15 per month
*All insurance premiums are deducted in the current month.
Premiums for bi-weekly, hourly-paid employees are deducted on the 1st and 2nd biweekly paycheck each month. 3rd biweekly paychecks will have no benefit deductions.
Premiums for exempt, salaried employees are deducted on a monthly basis either 12 paychecks per year, or 9 paychecks per year depending on employee classification and regular work schedule. Nine-month faculty provide services during the academic year, August 16 – May 15, and may elect to be paid on a non-deferred pay distribution cycle (9-over-9). The annual election process for nine-month faculty is administered by Payroll .
