Disability & Life Insurance Plans

University-Paid Long Term Disability Insurance

Vendor: The Standard
Go to www.ua-benefitfocus.hrintouch.com to initiate enrollment in the plan.
Phone: 855-757-4714
The University provides, at no cost to eligible employees, long term disability insurance through The Standard. The policy provides for salary continuation at 66 2/3% of current salary, not to exceed $10,000 per month, and begins on the 91st day of “total disability.” After 90 days of benefit payments, the plan changes from 66 2/3% to 60% of current salary and continues at that rate for the duration of the claim.

Click HERE to learn more about Group Long Term Disability Insurance.  This document contains information regarding eligibility and coverage features.

_____________________________________________________________________________________________________________________________________

University-Paid Group Term Life Insurance

Vendor: The Standard
Go to www.ua-benefitfocus.hrintouch.com to initiate enrollment in the plan.
Phone: 855-757-4714
The University provides, at no cost to eligible employees, a group term life insurance plan from The Standard. Coverage varies as follows:
2013 - UA-Paid_Group Term Life Insurance

_____________________________________________________________________________________________________________________________________

University-Paid Accidental Death & Dismemberment Plan

Vendor: The Standard
Go to www.ua-benefitfocus.hrintouch.com to initiate enrollment in the plan.
Phone: 855-757-4714
The University provides, at no cost to eligible employees, an Accidental Death & Dismemberment (AD&D) policy from The Standard in the amount of $22,500 payable if death was caused by an accident. For example: the employee’s beneficiary would receive both the University-Paid Group Term Life and AD&D benefit if he/she dies in an accident. AD&D also pays a benefit if a serious injury results in dismemberment. For example: part of the benefit may be paid if the employee loses a limb or the ability to see. AD&D coverage also includes Travel Assistance Services.  This service offers participants and dependents with medical, travel, legal and financial assistance services when faced with an  emergency while traveling more than 100 miles away from home.

_____________________________________________________________________________________________________________________________________

Voluntary Group Term Life Insurance

Vendor: The Standard
Go to www.ua-benefitfocus.hrintouch.com to initiate enrollment in the plan.
Phone: 855-757-4714
Eligible employees have the option of purchasing additional term life insurance of up to five times the eligible employee’s salary rounded up to the nearest $10,000 with a maximum of $1.4 million. The policy is guaranteed to be issued for employees electing the lesser of three times their salary or $500,000 if the application is approved during the first 60 days of employment.

_____________________________________________________________________________________________________________________________________

Voluntary Accidental Death & Dismemberment Insurance

Vendor: The Standard
Go to www.ua-benefitfocus.hrintouch.com to initiate enrollment in the plan.
Phone: 855-757-4714
This benefit provides eligible employees additional Accidental Death & Dismemberment (AD&D) coverage with a minimum coverage of $25,000. The amount selected is the lesser of ten times the base annual earnings or $500,000. New employees must enroll in the plan during their first 60 days of employment.

_____________________________________________________________________________________________________________________________________

Voluntary Long Term Care Insurance 

Vendor: Various (open architecture)
Authorized MetLife Representative: Tom Hampton
Phone: (205) 440-4625 (office) or (205) 913-3803 (cell)
Long term care coverage is offered from a select list of participating carriers. This coverage provides benefits for an array of services, including home health care, assisted living facility care, adult day care and respite care.